Star Health Insurance

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Products

Family Health Optima

Single policy, wider coverage for whole family at an affordable premium.
Get extra sum insured (auto recharge) at no extra cost,
Health Checkup benefit for every claim free year
3 times Automatic restoration of Sum insured by 100% each time upon complete exhaustion
Cover for Assisted Reproductive Treatment
New-born baby cover from 16th day.
Donor expenses for organ transplantation.
Domiciliary Hospitalization Expenses for treatment exceeding 3 days.
Cover for all day care procedures
A grace period of 120 days from the date of expiry of the policy is available for renewal.

Covers hospitalization expenses for complications of Diabetes, both type 1 and type 2 and other than complications of diabetes.
Policy can be taken on individual and floater basis.
Two plans are available - Plan A and Plan B
Plan A - Pre-acceptance medical examination is required for all persons opting for this plan and Plan B - There is no pre-acceptance medical screening
Out Patient expenses - for Medical consultations, Diagnostic tests, medicine and drugs
Compensation for Accidental Death of the chosen insured person
Automatic restoration of entire Sum insured
All day care procedures covered
No Waiting Period for Diabetes and its complications under Plan A and 12 months Waiting period under Plan B

This policy is specially designed for persons who have existing Cardiac diseases.
Hospitalization expenses for accident and non cardiac treatments also covered.
Cover for Out Patient Benefit is available.
Personal Accident Death Cover at no additional cost.
Surgical and Interventional management is covered under Silver plan.
In addition to all the above benefits Gold plan also covers Medical Management for Cardiac Treatments

Wider Cover with Higher Sum Insured options under Gold Plan.
Super Restoration under gold plan- up to 100% of basic sum insured for same ailment in subsequent hospitalization
Automatic restoration of entire Sum insured by 200%.
Cover for Organ donor expenses up to sum insured under gold plan.
New born baby cover under gold plan.
All day-care procedures covered.

Treatment at Private Single A/c Room
Covers medical expenses incurred on Bariatric surgical procedures and its complications.
Air Ambulance assistance, second medical opinion, Domiciliary hospitalisation, Organ donor expenses, Ayush treatment are covered
Cost of Health checkup for every claim free years
Cover for maternity (normal and Caesarean delivery) and new born baby
Automatic restoration by 100% for subsequent hospitalisation even for illness/disease for which claim/s was/were already made
Dental/Ophthalmic cover on OPD basis
Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.
100% Increase in Sum Insured upon a claim free renewal
Reduction in waiting period for Pre existing diseases
Discount in the renewal premium for healthy life style through wellness activity
Mid term Inclusion of newly married/wedded spouse and new born baby is permissible on paying additional premium

Silver and Gold
Treatment at Single Private A/C room
Delivery Expenses and Hospital cash Benefit
Cost of health checkup for irrespective of claim
Automatic restoration by 100% for subsequent hospitalisation even for illness/disease for which claim/s was/were made
25% subject to maximum of Rs.10,00,000/-
Mid term Inclusion of newly married/wedded spouse and new born baby is permissible on paying additional premium
Discount in the renewal premium for healthy life style through wellness activity
10% discount at the time of renewal after 40 years of age.

Call for more details: Star Health Insurance Coimbatore 8144466889

Follow: @starhealthinsurance.coimbatore

star health insurance